55plus homesearch.com
News & TipsMap
Five Towns (Terrace Park)
55+ Master Condo CommunitySt. Petersburg, FL • Pinellas County

Five Towns (Terrace Park)

5975 Terrace Park Dr N, St. Petersburg, FL 33709

Price Range$75k – $275k
Monthly HOA Dues$400 – $700/mo
Builder / EraFive
FL CDD Bond Debt$0 / Year
Available Homes & Floor Plans • $75k–$275k

Available Listings in Five Towns (Terrace Park)

Many 55+ resales in Five Towns (Terrace Park) sell quickly or trade as coming-soon listings. Request the current active MLS sheet, floor plans, and instant alerts below.

About Five Towns (Terrace Park)

Expansive 100+ acre St. Petersburg 55+ condo campus featuring over 1,300 residences across named mid-rise buildings, six pools, two fitness centers, clubhouses, tennis, shuffleboard, and pond walking paths.

Located in St. Petersburg, Florida, Five Towns (Terrace Park) is one of Pinellas County's active adult neighborhoods offering condo (1 to 2 bedrooms). Residents enjoy low-maintenance living paired with social programming, recreational amenities, and convenient access to healthcare, shopping, and regional attractions.

Verified HOA Fee Breakdown

Unlike 55places, we provide verified line-item inclusions
Monthly Dues Estimate:$400 – $700

Fees cover complete exterior common-area maintenance, ensuring worry-free, lock-and-leave living.

Included in Monthly Dues:

water
sewer
trash
cable tv
internet
natural gas
lawn care
exterior maintenance
clubhouse
fitness center
walking trails

Lifestyle & Community Guidelines

Golf Carts
Limited Use

Inquire for specific rules

Pet Policy
Up to 1 Pets

Dogs and cats welcome with leash rules

Pickleball
2 Dedicated Courts

Active resident club play

Answer Engine Verified

Frequently Asked Questions About Five Towns (Terrace Park)

Verified Directory Guide

Q:What are the monthly HOA fees in Five Towns (Terrace Park) (St. Petersburg, FL) and what do they include?

Monthly HOA/COA dues in Five Towns (Terrace Park) range from $400 to $700 per month. Dues cover: water, sewer, trash, cable tv, internet, natural gas, lawn care, exterior maintenance, clubhouse, fitness center, walking trails. These line-item inclusions provide low-maintenance, lock-and-leave living for active adult residents without unexpected exterior upkeep burdens.

Q:Does Five Towns (Terrace Park) charge CDD fees or special capital bond assessments?

No. Five Towns (Terrace Park) in St. Petersburg, Florida is an established active-adult community with $0 in Community Development District (CDD) bond debt. Unlike newer Florida master-planned developments that often add $1,500 to $3,500+ annually in CDD bonds, residents pay only the community HOA/COA dues—though Florida condo buyers should always review milestone structural inspection and reserve funding reports.

Q:Is Five Towns (Terrace Park) golf cart friendly and can residents drive to local shopping?

Five Towns (Terrace Park) is primarily a pedestrian and passenger vehicle community. Private golf carts are subject to specific HOA bylaws and path restrictions.

Q:What are the pet rules and weight limits in Five Towns (Terrace Park)?

Five Towns (Terrace Park) is pet friendly, permitting up to 1 household pets (dogs and cats). There is a weight cap of 25 lbs per dog.

Q:What is the age restriction (HOPA 55+ rule) and can adult children or grandchildren visit Five Towns (Terrace Park)?

In accordance with the federal Housing for Older Persons Act (HOPA), at least 80% of homes must have at least one occupant aged 55 or older, and primary residents must generally be 19+. Adult children and visiting grandchildren are welcome to visit and use amenities with resident passes, with typical guest stay rules allowing up to 30 to 60 days per calendar year.

Q:What amenities and clubhouse facilities are available at Five Towns (Terrace Park)?

Five Towns (Terrace Park) features 2 dedicated pickleball courts, 4 tennis courts, 6 outdoor pool(s), and 0 heated indoor pool(s). Additional amenities include community social spaces and resident-focused recreation facilities.

Q:What is the price range of homes for sale and who is the builder in Five Towns (Terrace Park)?

Residences in Five Towns (Terrace Park) (Five Towns / Terrace Park (1971–1987)) typically range in price from $75,000 to $275,000. Floor plans commonly offer 1 to 2 bedrooms across condo designed for comfortable active-adult living.

Q:How do I view available resale or new construction homes in Five Towns (Terrace Park)?

You can use the Available Listings box on this page to request the current MLS packet and floor plan guide, or connect directly with the official Pinellas County 55+ specialist for private showings and off-market resale alerts.
Regional Map

Explore on Interactive Map

Compare Five Towns (Terrace Park) against all active adult communities across Pinellas County and Florida.

Open 55+ Map Explorer

More 55+ Communities in Pinellas County