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Highland Lakes
55+ Golf & Lakefront Master CommunityPalm Harbor, FL • Pinellas County

Highland Lakes

3300 MacGregor Dr, Palm Harbor, FL 34684

Price Range$165k – $650k
Monthly HOA Dues$164 – $690/mo
Builder / EraU.S.
FL CDD Bond Debt$0 / Year
Available Homes & Floor Plans • $165k–$650k

Available Listings in Highland Lakes

Many 55+ resales in Highland Lakes sell quickly or trade as coming-soon listings. Request the current active MLS sheet, floor plans, and instant alerts below.

About Highland Lakes

North Pinellas's flagship ~2,454-home 55+ golf and lakefront community in Palm Harbor featuring free unlimited golf on 27 executive holes, Lake Tarpon Lodge with boat ramp & pontoon rides, Olympic pool, pickleball, tennis, and RV/boat storage.

Located in Palm Harbor, Florida, Highland Lakes is one of Pinellas County's active adult neighborhoods offering single family, villa, condo (2 to 3 bedrooms). Residents enjoy low-maintenance living paired with social programming, recreational amenities, and convenient access to healthcare, shopping, and regional attractions.

Verified HOA Fee Breakdown

Unlike 55places, we provide verified line-item inclusions
Monthly Dues Estimate:$164 – $690

Fees cover complete exterior common-area maintenance, ensuring worry-free, lock-and-leave living.

Included in Monthly Dues:

golf course
clubhouse
fitness center
lawn care
walking trails

Lifestyle & Community Guidelines

Golf Carts
Permitted

Street & path travel allowed

Pet Policy
Up to 2 Pets

Dogs and cats welcome with leash rules

Pickleball
4 Dedicated Courts

Active resident club play

Answer Engine Verified

Frequently Asked Questions About Highland Lakes

Verified Directory Guide

Q:What are the monthly HOA fees in Highland Lakes (Palm Harbor, FL) and what do they include?

Monthly HOA/COA dues in Highland Lakes range from $164 to $690 per month. Dues cover: golf course, clubhouse, fitness center, lawn care, walking trails. These line-item inclusions provide low-maintenance, lock-and-leave living for active adult residents without unexpected exterior upkeep burdens.

Q:Does Highland Lakes charge CDD fees or special capital bond assessments?

No. Highland Lakes in Palm Harbor, Florida is an established active-adult community with $0 in Community Development District (CDD) bond debt. Unlike newer Florida master-planned developments that often add $1,500 to $3,500+ annually in CDD bonds, residents pay only the community HOA/COA dues—though Florida condo buyers should always review milestone structural inspection and reserve funding reports.

Q:Is Highland Lakes golf cart friendly and can residents drive to local shopping?

Yes! Highland Lakes permits golf carts on internal neighborhood streets and community paths. Travel is primarily oriented within community bounds and clubhouse facilities.

Q:What are the pet rules and weight limits in Highland Lakes?

Highland Lakes is pet friendly, permitting up to 2 household pets (dogs and cats). There is a weight cap of 40 lbs per dog.

Q:What is the age restriction (HOPA 55+ rule) and can adult children or grandchildren visit Highland Lakes?

In accordance with the federal Housing for Older Persons Act (HOPA), at least 80% of homes must have at least one occupant aged 55 or older, and primary residents must generally be 19+. Adult children and visiting grandchildren are welcome to visit and use amenities with resident passes, with typical guest stay rules allowing up to 30 to 60 days per calendar year.

Q:What amenities and clubhouse facilities are available at Highland Lakes?

Highland Lakes features 4 dedicated pickleball courts, 4 tennis courts, 2 outdoor pool(s), and 0 heated indoor pool(s). Additional amenities include community social spaces and resident-focused recreation facilities.

Q:What is the price range of homes for sale and who is the builder in Highland Lakes?

Residences in Highland Lakes (U.S. Home Corp (1973–1991)) typically range in price from $165,000 to $650,000. Floor plans commonly offer 2 to 3 bedrooms across single family, villa, condo designed for comfortable active-adult living.

Q:How do I view available resale or new construction homes in Highland Lakes?

You can use the Available Listings box on this page to request the current MLS packet and floor plan guide, or connect directly with the official Pinellas County 55+ specialist for private showings and off-market resale alerts.
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